The Invoice Bankers is a nationwide factoring services, invoice factoring company offering asset based lending, invoice factoring, cash loan services, accounts receivable financing, invoice discounting, factoring services, and creative financing solutions. Our goal is to solve your cash flow problems and meet your working capital needs.
Accounts Receivable Financing
(sometimes called "Factoring")
By any name, we offer working capital for your business based on your invoices to your customers your accounts receivable. For many smaller and growing businesses, accounts receivable are their most valuable asset. If your customers are other businesses, we can often provide your business with the capital it needs based on your accounts receivable.
We think of factoring as a way to finance your sales. If your sales go up, the amount of your financing automatically goes up. Cash flow crunches can be avoided and you don't have to worry about slow-paying customers. As a leading factoring company, we customize our invoice factoring services to meet your cash flow needs.
An Alternative to Asset Based Lending, Working Capital Loans, and Small Business Loans
If you are considering traditional sources of capital such as asset based lending, SBA loans, working capital loans, or small business loans, why don't you give The Invoice Bankers a try? Unlike traditional sources, we don't mind if your company's credit is poor or not yet established, nor do we look at other factors important to traditional lenders such as a track record of profitability, positive net worth, whether you have hard assets for collateral, etc. With us, you can use the creditworthiness of your customers to get the working capital you need.
Receivables-based financing has many advantages over loans and other types of financing. You can avoid: restrictive covenants, tying up all your assets, giving up equity, the burden of periodic loan payments, and going through the yearly loan review process. To see an example of how factoring works, read our recent article on factoring for temporary employment agencies in Factoring Articles. By using accounts receivable financing, invoice discounting and/or invoice factoring, your company can concentrate on what you do best running your business and increasing sales.